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Banking Fundamentals and Advanced Practices- Powerpoint Presentation

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This course provides an in-depth exploration of the banking industry, covering both foundational principles and advanced banking practices. It begins with an introduction to the structure and functions of banks, including commercial and investment banking, and delves into key topics such as central banking, monetary policy, risk management, digital banking, and regulatory compliance. Students will gain practical insights into retail and corporate banking, lending, asset and liability management, and the evolving role of technology and FinTech in financial services. The course also explores global banking practices, Islamic banking, sustainable finance, and emerging trends in the banking sector.

The Presentation covers the following Main Topics:

 

1. Introduction to Banking

  • Definition and Functions of Banks
  • Historical Development of Banking
  • Types of Banks: Commercial, Investment, Central, Cooperative, and Development Banks
  • Role of Banks in the Economy

2. Structure of the Banking System

  • Overview of the Global Banking System
  • Commercial Banks vs. Investment Banks
  • Retail vs. Wholesale Banking
  • Central Banking: Role and Functions

3. Commercial Banking Operations

  • Deposit Accounts: Types and Features
  • Loan Products: Types (Personal, Business, Mortgages, etc.)
  • Payment Systems and Clearing Operations
  • Branch Operations and Online Banking

4. Investment Banking

  • Overview of Investment Banking Services
  • Capital Markets and Securities Underwriting
  • Mergers and Acquisitions (M&A)
  • Private Equity and Venture Capital

5. Central Banking and Monetary Policy

  • Functions of Central Banks
  • Tools of Monetary Policy: Open Market Operations, Discount Rate, Reserve Requirements
  • Inflation Targeting and Interest Rate Management
  • The Role of Central Banks in Financial Crises

6. Banking Regulations and Compliance

  • Regulatory Frameworks: Basel I, II, and III
  • Anti-Money Laundering (AML) and Know Your Customer (KYC) Regulations
  • Role of National and International Regulatory Bodies
  • Risk Management in Banking

7. Risk Management in Banking

  • Types of Risks: Credit, Market, Liquidity, and Operational Risks
  • Risk Mitigation Techniques
  • Stress Testing and Scenario Analysis
  • Capital Adequacy Requirements (Basel Accords)

8. Retail Banking Products

  • Overview of Retail Banking
  • Personal Loans and Credit Cards
  • Savings and Checking Accounts
  • Mortgage Products and Auto Loans

9. Corporate Banking

  • Definition and Scope of Corporate Banking
  • Corporate Lending and Loan Syndication
  • Trade Finance: Letters of Credit, Guarantees
  • Cash Management Solutions for Corporates

10. Digital Banking and FinTech

  • Evolution of Digital Banking
  • Mobile Banking and Online Banking Services
  • FinTech Disruption in the Banking Sector
  • Blockchain and Cryptocurrencies in Banking

11. Asset and Liability Management (ALM)

  • Introduction to ALM in Banking
  • Liquidity Management and Interest Rate Risk
  • Asset Securitization and Hedging Strategies
  • ALM Committees and Their Roles

12. Lending and Credit Analysis

  • Principles of Sound Lending
  • Credit Risk Assessment and Analysis
  • Loan Approval Process
  • Credit Scoring Models

13. Financial Statements and Ratio Analysis for Banks

  • Understanding Bank Financial Statements
  • Key Banking Ratios: NIM, ROA, ROE, etc.
  • Profitability Analysis
  • Balance Sheet Management

14. Banking Technology and Innovations

  • Core Banking Systems
  • Role of Artificial Intelligence (AI) and Big Data in Banking
  • Cybersecurity in Banking
  • Open Banking and APIs

15. Global Banking and International Trade Finance

  • Role of Banks in International Trade
  • Foreign Exchange (Forex) Operations
  • International Payment Systems: SWIFT, IBAN
  • Import and Export Financing

16. Financial Markets and Banks

  • Introduction to Money and Capital Markets
  • Banksā€™ Role in the Financial Markets
  • Interbank Lending and Interest Rates
  • Treasury Operations in Banks

17. Islamic Banking

  • Principles and Fundamentals of Islamic Banking
  • Shariah-Compliant Banking Products
  • Differences Between Conventional and Islamic Banking
  • Growth and Challenges in Islamic Banking

18. Sustainable and Green Banking

  • Introduction to Sustainable Finance
  • Role of Banks in Promoting Sustainability
  • Green Bonds and Socially Responsible Investing (SRI)
  • Environmental, Social, and Governance (ESG) Criteria in Banking

19. Mergers, Acquisitions, and Consolidation in the Banking Sector

  • Drivers of Mergers and Acquisitions in Banking
  • Regulatory Considerations in M&As
  • Impact of Bank Consolidations on the Economy
  • Case Studies of Major Bank Mergers

20. The Future of Banking

  • Trends Shaping the Future of Banking
  • The Impact of AI, Blockchain, and FinTech
  • The Role of Big Tech in Financial Services
  • The Evolution of Digital Currencies (CBDCs and Cryptocurrencies)

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